Bank, Student class (account type)

package BankAccounts;

import java.time.LocalDate;

import BankClients.Client;
import BankPkg.AccountType;

public class Student extends LoanableAccount {

    public Student(String name, int personId, LocalDate birthDate)
            throws Exception {
        this(new Client(name, personId, birthDate));
    }

    public Student(Client owner) throws Exception {
        super(owner, AccountType.student);
    }

    public Student(Student other) {
        super(other);
    }

    public boolean returnLoan() {
        double loanWithFee = this.loanAmount + this.calcFee(this.loanAmount);
        if (this.accountBalance >= loanWithFee) {
            this.accountBalance -= loanWithFee;
            this.loanAmount = 0;
            this.payments = 0;

            return true;
        }
        return false;
    }
}