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It’s becoming increasingly uncommon for banks to issue debit cards that can’t be inserted or tapped. Most modern debit cards feature both a chip (for insertion) and contactless technology (for tapping) due to convenience and security improvements. However, some smaller or regional banks might still issue cards without these features, or a card could lack tapping functionality if it's an older card. If your card lacks these features, contacting your bank for an updated card is usually a simple solution.