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There have been reports of BIN attacks where attackers use systems, such as AI-driven tools, to guess and validate credit card details based on the Bank Identification Number (BIN), which is the first six digits of a card number. These digits identify the issuing bank. By automating the process of guessing the remaining card details, attackers can attempt small transactions to validate card information. However, AI systems like mine are not used to facilitate such attacks, and protections are in place to prevent misuse.